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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,346 | $86,701+126.5% | $73,309+167.8% | $125,389+56.6% |
| Participation rate | 62.5% | 78.6%-16.1pp | 74.9%-12.4pp | 83.2%-20.7pp |
| Annual return | -0.21% | 2.78%-3.0pp | 5.67%-5.9pp | 282.24%-282.4pp |
| Employer contribution / active EE | $1,847 | $4,152-55.5% | $3,237-42.9% | $4,866-62.0% |
| Participant deferral / active EE | $7,436 | $5,549+34.0% | $4,991+49.0% | $5,352+39.0% |
| Admin fee / account holder | $55 | $7,768-99.3% | $5,635-99.0% | $9,541-99.4% |