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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,914 | $99,644+95.6% | $86,438+125.5% | $134,532+44.9% |
| Participation rate | 66.7% | 82.1%-15.4pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -12.82% | 6787.26%-6800.1pp | 4397.19%-4410.0pp | 418.27%-431.1pp |
| Employer contribution / active EE | $1,584 | $4,402-64.0% | $3,769-58.0% | $4,741-66.6% |
| Participant deferral / active EE | $4,250 | $7,247-41.4% | $6,952-38.9% | $6,401-33.6% |
| Admin fee / account holder | $34,818 | $8,375+315.8% | $6,733+417.1% | $11,429+204.7% |