Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $950 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,665 | $86,655-28.8% | $119,622-48.5% | $66,938-7.9% |
| Participation rate | 64.1% | 75.6%-11.4pp | 79.3%-15.1pp | 69.8%-5.7pp |
| Annual return | -17.12% | -8.00%-9.1pp | -14.98%-2.1pp | 1.58%-18.7pp |
| Employer contribution / active EE | $1,734 | $2,536-31.6% | $4,232-59.0% | $2,545-31.9% |
| Participant deferral / active EE | $3,045 | $4,358-30.1% | $5,601-45.6% | $4,238-28.2% |
| Admin fee / account holder | $318 | $755-57.9% | $10,328-96.9% | $594-46.4% |