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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,998 | $157,276-62.5% | $141,177-58.2% | $152,885-61.4% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 12.08% | 64.33%-52.3pp | 71.40%-59.3pp | 345.39%-333.3pp |
| Employer contribution / active EE | $1,324 | $5,262-74.8% | $4,736-72.0% | $4,763-72.2% |
| Participant deferral / active EE | $2,293 | $7,110-67.8% | $6,710-65.8% | $5,851-60.8% |
| Admin fee / account holder | $4,423 | $12,123-63.5% | $10,263-56.9% | $11,598-61.9% |