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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,440 | $165,381-64.7% | $149,730-61.0% | $158,966-63.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.98% | 348.29%-345.3pp | 276.70%-273.7pp | 302.95%-300.0pp |
| Employer contribution / active EE | $1,283 | $5,104-74.9% | $4,645-72.4% | $4,762-73.1% |
| Participant deferral / active EE | $2,967 | $7,182-58.7% | $6,843-56.6% | $5,983-50.4% |
| Admin fee / account holder | $6,165 | $10,809-43.0% | $9,310-33.8% | $11,250-45.2% |