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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $23,683 |
LOREN D. STARK COMPANY2 years Service code 49 10101 SOUTHWEST FREEWAY, SUITE 610 · HOUSTON, TX 77074 | Other Services | $14,685 |
MORNINGSTAR11+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,169 | $81,625+87.6% | $167,512-8.6% | $74,304+106.1% |
| Participation rate | 69.9% | 60.0%+9.8pp | 77.1%-7.2pp | 60.3%+9.5pp |
| Annual return | 12.63% | 26.09%-13.5pp | 1615.79%-1603.2pp | 29.43%-16.8pp |
| Employer contribution / active EE | $2,855 | $2,010+42.0% | $3,882-26.5% | $2,241+27.4% |
| Participant deferral / active EE | $3,642 | $4,115-11.5% | $6,405-43.1% | $3,767-3.3% |
| Admin fee / account holder | $292 | $3,474-91.6% | $9,769-97.0% | $2,969-90.2% |