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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIR INSURANCE AND ANNUITY CO Service code 26 · EIN 71-0294708 | Advisory (Participants) | $42,191 |
MORNINGSTAR3+ years Service code 26 · EIN 36-3297908 | Advisory (Participants) | $8,286 |
Filed as: VOYA RET INSURANCE AND ANNUITY COMP Service code 27 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,645 | $46,966+101.5% | $185,117-48.9% | $69,631+35.9% |
| Participation rate | 63.2% | 65.3%-2.1pp | 77.3%-14.1pp | 70.7%-7.5pp |
| Annual return | 13.06% | 22.36%-9.3pp | 40.50%-27.4pp | 27571.02%-27558.0pp |
| Employer contribution / active EE | $1,990 | $1,360+46.3% | $4,182-52.4% | $2,032-2.1% |
| Participant deferral / active EE | $2,176 | $3,017-27.9% | $5,045-56.9% | $3,224-32.5% |
| Admin fee / account holder | $194 | $94+107.2% | $8,159-97.6% | $110+76.1% |