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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIR INSURANCE AND ANNUITY CO Service code 26 · EIN 71-0294708 | Advisory (Participants) | $6,732 |
Filed as: VOYA RET INSURANCE AND ANNUITY COMP Service code 27 | Advisory (Plan) | $4,182 |
MORNINGSTAR4+ years Service code 26 · EIN 36-3297908 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,659 | $42,810+102.4% | $169,452-48.9% | $55,725+55.5% |
| Participation rate | 59.0% | 64.7%-5.8pp | 77.8%-18.8pp | 70.9%-11.9pp |
| Annual return | -4.79% | -3.61%-1.2pp | 1.83%-6.6pp | 244.93%-249.7pp |
| Employer contribution / active EE | $1,694 | $1,402+20.9% | $4,157-59.2% | $2,078-18.5% |
| Participant deferral / active EE | $2,118 | $3,141-32.6% | $5,277-59.9% | $3,356-36.9% |
| Admin fee / account holder | $164 | $106+53.6% | $9,110-98.2% | $115+42.0% |