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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,850 | $100,784+222.3% | $191,597+69.5% | $82,637+293.1% |
| Participation rate | 84.4% | 70.5%+14.0pp | 76.9%+7.5pp | 68.1%+16.4pp |
| Annual return | 11.09% | 18.13%-7.0pp | 27.07%-16.0pp | 53.51%-42.4pp |
| Employer contribution / active EE | $8,343 | $3,102+169.0% | $5,025+66.0% | $2,552+226.9% |
| Participant deferral / active EE | $11,910 | $4,937+141.2% | $6,850+73.9% | $4,126+188.6% |
| Admin fee / account holder | $80,446 | $10,062+699.5% | $22,799+252.8% | $7,339+996.2% |