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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,725 | $76,912+229.9% | $129,118+96.5% | $68,486+270.5% |
| Participation rate | 90.2% | 69.1%+21.1pp | 77.2%+13.0pp | 67.9%+22.3pp |
| Annual return | -8.42% | -9.78%+1.4pp | -10.94%+2.5pp | -7.85%-0.6pp |
| Employer contribution / active EE | $7,802 | $3,243+140.6% | $5,051+54.4% | $2,597+200.5% |
| Participant deferral / active EE | $10,551 | $4,732+123.0% | $6,539+61.3% | $4,028+162.0% |
| Admin fee / account holder | $19,241 | $6,638+189.9% | $14,305+34.5% | $5,404+256.1% |