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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,747 | $176,838+97.8% | $146,685+138.4% | $167,518+108.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 18.23% | 24.04%-5.8pp | 22.75%-4.5pp | 478.71%-460.5pp |
| Employer contribution / active EE | $3,146 | $5,161-39.1% | $4,137-24.0% | $4,838-35.0% |
| Participant deferral / active EE | $6,904 | $6,441+7.2% | $5,507+25.4% | $6,342+8.9% |
| Admin fee / account holder | $1,619 | $13,262-87.8% | $10,281-84.3% | $12,312-86.8% |