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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,782 | $142,392+215.2% | $119,622+275.2% | $134,532+233.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -14.67% | -12.46%-2.2pp | -14.98%+0.3pp | 418.27%-432.9pp |
| Employer contribution / active EE | $3,791 | $5,224-27.4% | $4,232-10.4% | $4,741-20.0% |
| Participant deferral / active EE | $6,426 | $6,467-0.6% | $5,601+14.7% | $6,401+0.4% |
| Admin fee / account holder | $39,234 | $13,593+188.6% | $10,328+279.9% | $11,429+243.3% |