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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,506 | $72,177-5.1% | $115,038-40.4% | $59,633+14.9% |
| Participation rate | 68.4% | 72.6%-4.1pp | 81.4%-12.9pp | 68.7%-0.2pp |
| Annual return | -1.35% | 12.02%-13.4pp | 26.14%-27.5pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $1,259 | $2,841-55.7% | $4,608-72.7% | $2,203-42.9% |
| Participant deferral / active EE | $3,371 | $4,783-29.5% | $6,026-44.1% | $3,192+5.6% |
| Admin fee / account holder | $321 | $4,927-93.5% | $8,175-96.1% | $4,297-92.5% |