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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,224 | $98,766-2.6% | $149,730-35.7% | $79,852+20.5% |
| Participation rate | 87.0% | 75.8%+11.2pp | 82.5%+4.5pp | 69.6%+17.3pp |
| Annual return | 15.12% | 27.43%-12.3pp | 276.70%-261.6pp | 31.72%-16.6pp |
| Employer contribution / active EE | $3,882 | $3,217+20.7% | $4,645-16.4% | $2,471+57.1% |
| Participant deferral / active EE | $4,194 | $5,681-26.2% | $6,843-38.7% | $3,740+12.1% |
| Admin fee / account holder | $3,719 | $6,052-38.5% | $9,310-60.1% | $5,306-29.9% |