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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,195 | $183,592-25.3% | $155,574-11.8% | $145,877-6.0% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 18.72% | 61.37%-42.7pp | 64.87%-46.2pp | 551.28%-532.6pp |
| Employer contribution / active EE | $6,480 | $5,317+21.9% | $4,676+38.6% | $4,663+39.0% |
| Participant deferral / active EE | $5,892 | $6,466-8.9% | $5,629+4.7% | $6,691-11.9% |
| Admin fee / account holder | $11,696 | $19,316-39.4% | $15,914-26.5% | $13,402-12.7% |