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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,688 | $209,422-68.6% | $178,503-63.2% | $158,982-58.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.71% | 188.81%-173.1pp | 151.12%-135.4pp | 302.99%-287.3pp |
| Employer contribution / active EE | $6,320 | $5,707+10.7% | $5,011+26.1% | $4,763+32.7% |
| Participant deferral / active EE | $4,968 | $5,955-16.6% | $5,202-4.5% | $5,983-17.0% |
| Admin fee / account holder | $684 | $17,079-96.0% | $13,987-95.1% | $11,252-93.9% |