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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,316 | $217,432-58.5% | $185,849-51.4% | $167,536-46.1% |
| Participation rate | 78.9% | 86.1%-7.1pp | 81.7%-2.8pp | 82.1%-3.2pp |
| Annual return | 20.35% | 148.42%-128.1pp | 122.10%-101.7pp | 478.82%-458.5pp |
| Employer contribution / active EE | $1,791 | $5,875-69.5% | $5,169-65.3% | $4,839-63.0% |
| Participant deferral / active EE | $5,024 | $6,357-21.0% | $5,569-9.8% | $6,342-20.8% |
| Admin fee / account holder | $1,789 | $19,818-91.0% | $16,244-89.0% | $12,315-85.5% |