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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,648 | $148,623+16.8% | $135,974+27.7% | $139,466+24.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -2.21% | 79.30%-81.5pp | 68.30%-70.5pp | 373.66%-375.9pp |
| Employer contribution / active EE | $3,804 | $5,246-27.5% | $4,859-21.7% | $4,754-20.0% |
| Participant deferral / active EE | $4,905 | $8,103-39.5% | $7,760-36.8% | $6,712-26.9% |
| Admin fee / account holder | $21,118 | $12,406+70.2% | $10,767+96.1% | $11,409+85.1% |