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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,936 | $138,076-43.6% | $123,553-36.9% | $135,380-42.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 11.46% | 153.70%-142.2pp | 119.21%-107.7pp | 519.81%-508.3pp |
| Employer contribution / active EE | $3,547 | $5,152-31.1% | $4,628-23.4% | $4,779-25.8% |
| Participant deferral / active EE | $6,068 | $6,800-10.8% | $6,426-5.6% | $5,609+8.2% |
| Admin fee / account holder | $750 | $10,917-93.1% | $9,284-91.9% | $10,828-93.1% |