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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,546 | $71,872-10.2% | $86,691-25.5% | $68,495-5.8% |
| Participation rate | 77.4% | 72.2%+5.2pp | 76.6%+0.8pp | 67.9%+9.5pp |
| Annual return | -9.27% | 3.53%-12.8pp | 35.94%-45.2pp | -7.84%-1.4pp |
| Employer contribution / active EE | $300 | $2,173-86.2% | $2,837-89.4% | $2,596-88.4% |
| Participant deferral / active EE | $3,001 | $3,779-20.6% | $4,656-35.5% | $4,028-25.5% |
| Admin fee / account holder | $2,919 | $6,112-52.2% | $7,492-61.0% | $5,403-46.0% |