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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,292 | $67,602-16.7% | $82,312-31.6% | $70,126-19.7% |
| Participation rate | 82.1% | 72.8%+9.3pp | 76.9%+5.2pp | 69.5%+12.5pp |
| Annual return | 8.58% | 21.57%-13.0pp | 25.88%-17.3pp | 73.15%-64.6pp |
| Employer contribution / active EE | $1,235 | $1,755-29.6% | $2,428-49.1% | $2,343-47.3% |
| Participant deferral / active EE | $2,605 | $2,987-12.8% | $3,706-29.7% | $3,332-21.8% |
| Admin fee / account holder | $4,154 | $4,512-7.9% | $5,608-25.9% | $4,645-10.6% |