Filed November 3, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 3-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $326,153 |
WHITLEY PENN LLP2 years Service code 10 · EIN 75-2393478 | Accounting | $26,520 |
Filed as: CAPFINANCIAL PARTNERS, LLC Service code 26 · EIN 26-0058143 | Advisory (Participants) | $0 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,043 | $117,739-50.7% | $167,512-65.3% | $117,739-50.7% |
| Participation rate | 35.5% | 76.6%-41.2pp | 77.1%-41.6pp | 76.6%-41.2pp |
| Annual return | 19.04% | 17.29%+1.8pp | 1615.79%-1596.8pp | 17.29%+1.8pp |
| Employer contribution / active EE | $621 | $3,746-83.4% | $3,882-84.0% | $3,746-83.4% |
| Participant deferral / active EE | $1,885 | $6,128-69.2% | $6,405-70.6% | $6,128-69.2% |
| Admin fee / account holder | $115 | $112+3.2% | $9,769-98.8% | $112+3.2% |