Filed November 3, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 3-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $260,842 |
WHITLEY PENN LLP1 year Service code 10 · EIN 75-2393478 | Accounting | $24,910 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,792 | $99,062-43.7% | $177,989-68.7% | $99,062-43.7% |
| Participation rate | 39.4% | 71.6%-32.2pp | 77.1%-37.7pp | 71.6%-32.2pp |
| Annual return | 17.12% | 17.66%-0.5pp | 294.48%-277.4pp | 17.66%-0.5pp |
| Employer contribution / active EE | $707 | $3,262-78.3% | $3,949-82.1% | $3,262-78.3% |
| Participant deferral / active EE | $2,064 | $5,331-61.3% | $6,276-67.1% | $5,331-61.3% |
| Admin fee / account holder | $105 | $109-4.0% | $10,363-99.0% | $109-4.0% |