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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,756 | $102,635+73.2% | $86,209+106.2% | $139,456+27.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 17.12% | 1923.53%-1906.4pp | 1169.05%-1151.9pp | 373.45%-356.3pp |
| Employer contribution / active EE | $10,216 | $3,034+236.7% | $2,381+329.0% | $4,753+114.9% |
| Participant deferral / active EE | $6,856 | $4,677+46.6% | $3,986+72.0% | $6,711+2.2% |
| Admin fee / account holder | $1,064 | $8,661-87.7% | $6,853-84.5% | $11,407-90.7% |