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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,618 | $48,364+43.9% | $71,796-3.0% | $62,881+10.7% |
| Participation rate | 68.0% | 60.6%+7.4pp | 69.1%-1.1pp | 69.3%-1.3pp |
| Annual return | 6.17% | 13.16%-7.0pp | 78.04%-71.9pp | 20.14%-14.0pp |
| Employer contribution / active EE | $1,668 | $1,042+60.1% | $1,924-13.3% | $2,281-26.9% |
| Participant deferral / active EE | $3,335 | $2,091+59.5% | $2,794+19.4% | $3,203+4.1% |
| Admin fee / account holder | $143 | $3,771-96.2% | $4,815-97.0% | $4,296-96.7% |