Filings through .
3 of 18 flags tripped on the 2025 filing.
Corrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Few collective trusts
4% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$81K in admin expenses, $388 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
21 funds of $250K or more, counting each target-date vintage; shown as 19 lines, holding $22.2M of the plan's $23.5M. Recordkeeper: Voya.
Target-date series: American Funds Target Date, mutual fund, 24% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| American Funds Target Date Capital Group · Mutual fund Target-date, 11 vintages | $5.3M | 23.9% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $3.3M | 14.9% |
| AB Large CAP Growth Fund INC Class Z AllianceBernstein · Mutual fund | $2.9M | 13.0% |
| American Balanced Fund Class R-6 Capital Group · Mutual fund | $2.5M | 11.3% |
| Putnam Large CAP Value Fund Class R6 Franklin Templeton · Mutual fund | $1.6M | 7.4% |
| Fidelity Mid Cap Index Fund Fidelity (FMR) · Mutual fund Index | $1.4M | 6.1% |
| PIMCO Income Fund Institutional PIMCO (Allianz) · Mutual fund | $1.1M | 5.1% |
| PGI CIT Mid-Cap Equity IV CIT Manager not matched · Collective trust | $830K | 3.7% |
| MFS Intl Diversification Fnd MFS (Sun Life) · Mutual fund | $824K | 3.7% |
| John Hancock Disp Val Mid Cap Fd R6 John Hancock (Manulife) · Mutual fund | $555K | 2.5% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
9 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 3 funds. Moved 1 fund from mutual fund to collective trust. Changed share class on 1 fund.
| Fund | Year-end value |
|---|---|
| AddedAB Large CAP Growth Fund INC Class Z | $2.9M |
| Mutual fund to collective trustBlackrock MID CAP Growth Equity Portfolio Class K to PGI CIT Mid-Cap Equity IV CIT | $936K to $830K |
| Share class changeW.C.A. Employees 401(K) Salary Deferral Saving PL Plan 001 John Hanck Dis Val Md Cp Fd R6 to John Hancock Disp Val Mid Cap Fd R6 | $495K to $555K |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
9 more lines and 2 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 2 by compensation.
| Provider | Compensation |
|---|---|
VOYA FINANCIAL ADVISORS INC11+ years Filed as: VOYA RETIREMENT INSURANCE & ANNUITY Service code 64 · EIN 71-0294708 Recordkeeping Fees | $80,774 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING HOLD CO, LLC Service code 99 · EIN 84-4519624 Other Fees | $51,156 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025