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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,522 | $89,698-79.4% | $103,464-82.1% | $80,874-77.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.5%+19.5pp | 67.6%+32.4pp |
| Annual return | 45.59% | 22.78%+22.8pp | 23.91%+21.7pp | 35.62%+10.0pp |
| Employer contribution / active EE | $3,821 | $4,018-4.9% | $4,677-18.3% | $2,756+38.7% |
| Participant deferral / active EE | $5,415 | $5,456-0.8% | $6,624-18.3% | $4,297+26.0% |
| Admin fee / account holder | $1,899 | $6,768-71.9% | $9,410-79.8% | $6,935-72.6% |