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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,636 | $81,870-43.0% | $119,608-61.0% | $68,495-31.9% |
| Participation rate | 75.0% | 71.9%+3.1pp | 79.3%-4.3pp | 67.9%+7.1pp |
| Annual return | -16.87% | -23.82%+6.9pp | -14.98%-1.9pp | -7.84%-9.0pp |
| Employer contribution / active EE | $410 | $2,692-84.8% | $4,232-90.3% | $2,596-84.2% |
| Participant deferral / active EE | $2,523 | $4,148-39.2% | $5,601-55.0% | $4,028-37.4% |
| Admin fee / account holder | $1,491 | $6,583-77.4% | $10,326-85.6% | $5,403-72.4% |