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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,762 | $91,559-45.7% | $133,971-62.9% | $79,852-37.7% |
| Participation rate | 77.5% | 73.3%+4.2pp | 79.8%-2.3pp | 69.6%+7.9pp |
| Annual return | 10.80% | 61.85%-51.1pp | 45.09%-34.3pp | 31.72%-20.9pp |
| Employer contribution / active EE | $9 | $2,384-99.6% | $3,919-99.8% | $2,471-99.6% |
| Participant deferral / active EE | $2,003 | $3,734-46.4% | $5,047-60.3% | $3,740-46.4% |
| Admin fee / account holder | $5,530 | $6,321-12.5% | $8,929-38.1% | $5,306+4.2% |