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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,163 | $81,331+133.8% | $155,534+22.3% | $80,935+135.0% |
| Participation rate | 92.1% | 66.3%+25.8pp | 78.2%+13.8pp | 67.7%+24.4pp |
| Annual return | 12.19% | 33.37%-21.2pp | 64.92%-52.7pp | 35.66%-23.5pp |
| Employer contribution / active EE | $8,975 | $3,105+189.1% | $4,675+92.0% | $2,757+225.6% |
| Participant deferral / active EE | $6,502 | $3,454+88.2% | $5,630+15.5% | $4,299+51.2% |
| Admin fee / account holder | $1,903 | $7,999-76.2% | $15,900-88.0% | $6,924-72.5% |