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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,312 | $95,415+71.2% | $185,851-12.1% | $85,851+90.2% |
| Participation rate | 97.9% | 68.8%+29.2pp | 81.7%+16.2pp | 69.3%+28.6pp |
| Annual return | 11.92% | 23.59%-11.7pp | 122.11%-110.2pp | 318.63%-306.7pp |
| Employer contribution / active EE | $10,810 | $3,314+226.2% | $5,168+109.2% | $2,565+321.4% |
| Participant deferral / active EE | $6,238 | $3,424+82.2% | $5,569+12.0% | $3,952+57.8% |
| Admin fee / account holder | $16,350 | $7,215+126.6% | $16,245+0.6% | $6,261+161.1% |