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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,160 | $77,920+136.3% | $149,723+23.0% | $75,177+145.0% |
| Participation rate | 85.7% | 65.6%+20.1pp | 78.8%+6.9pp | 67.2%+18.5pp |
| Annual return | 14.59% | 31.72%-17.1pp | 134.50%-119.9pp | 160.75%-146.2pp |
| Employer contribution / active EE | $9,450 | $3,138+201.1% | $4,821+96.0% | $2,671+253.8% |
| Participant deferral / active EE | $6,064 | $3,411+77.8% | $5,682+6.7% | $4,126+47.0% |
| Admin fee / account holder | $1,494 | $5,951-74.9% | $13,215-88.7% | $5,651-73.6% |