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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,163 | $81,233+134.1% | $155,567+22.2% | $80,874+135.1% |
| Participation rate | 92.1% | 66.2%+25.8pp | 78.2%+13.9pp | 67.6%+24.4pp |
| Annual return | 12.19% | 33.33%-21.1pp | 64.74%-52.5pp | 35.62%-23.4pp |
| Employer contribution / active EE | $8,975 | $3,101+189.4% | $4,674+92.0% | $2,756+225.7% |
| Participant deferral / active EE | $6,502 | $3,452+88.3% | $5,628+15.5% | $4,297+51.3% |
| Admin fee / account holder | $1,903 | $7,998-76.2% | $15,916-88.0% | $6,935-72.6% |