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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,163 | $81,276+134.0% | $155,574+22.2% | $80,925+135.0% |
| Participation rate | 92.1% | 66.2%+25.8pp | 78.2%+13.9pp | 67.7%+24.4pp |
| Annual return | 12.19% | 33.36%-21.2pp | 64.87%-52.7pp | 35.65%-23.5pp |
| Employer contribution / active EE | $8,975 | $3,103+189.2% | $4,676+91.9% | $2,756+225.6% |
| Participant deferral / active EE | $6,502 | $3,453+88.3% | $5,629+15.5% | $4,299+51.3% |
| Admin fee / account holder | $1,903 | $7,993-76.2% | $15,914-88.0% | $6,940-72.6% |