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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,123 | $88,360-52.3% | $145,433-71.0% | $67,986-38.0% |
| Participation rate | 83.2% | 65.5%+17.7pp | 82.1%+1.1pp | 57.2%+26.0pp |
| Annual return | 22.50% | 63.15%-40.7pp | 66.58%-44.1pp | 31.67%-9.2pp |
| Employer contribution / active EE | $468 | $3,054-84.7% | $4,554-89.7% | $2,019-76.8% |
| Participant deferral / active EE | $5,267 | $5,932-11.2% | $7,897-33.3% | $3,358+56.9% |
| Admin fee / account holder | $922 | $3,313-72.2% | $13,129-93.0% | $3,203-71.2% |