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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,899 | $69,012+15.8% | $160,009-50.1% | $68,486+16.7% |
| Participation rate | 44.1% | 65.4%-21.3pp | 78.0%-33.9pp | 67.9%-23.8pp |
| Annual return | -15.76% | -9.65%-6.1pp | 408.85%-424.6pp | -7.85%-7.9pp |
| Employer contribution / active EE | $481 | $2,212-78.2% | $4,225-88.6% | $2,597-81.5% |
| Participant deferral / active EE | $2,779 | $4,212-34.0% | $6,183-55.1% | $4,028-31.0% |
| Admin fee / account holder | $4,805 | $4,798+0.1% | $8,715-44.9% | $5,404-11.1% |