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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,687 | $65,395-4.1% | $182,540-65.7% | $72,975-14.1% |
| Participation rate | 51.8% | 65.4%-13.7pp | 78.0%-26.2pp | 69.5%-17.7pp |
| Annual return | 27.33% | 27.68%-0.4pp | 148.58%-121.2pp | 81.01%-53.7pp |
| Employer contribution / active EE | $1,321 | $1,911-30.9% | $4,076-67.6% | $2,440-45.9% |
| Participant deferral / active EE | $2,957 | $3,563-17.0% | $5,525-46.5% | $3,608-18.0% |
| Admin fee / account holder | $2,285 | $4,245-46.2% | $8,593-73.4% | $5,124-55.4% |