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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,763 | $190,862-73.4% | $159,991-68.3% | $134,509-62.3% |
| Participation rate | 38.5% | 82.0%-43.5pp | 78.0%-39.5pp | 81.2%-42.8pp |
| Annual return | -12.63% | 552.59%-565.2pp | 408.82%-421.5pp | 418.13%-430.8pp |
| Employer contribution / active EE | $0 | $4,995-100.0% | $4,225-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,998 | $6,924-56.7% | $6,183-51.5% | $6,400-53.2% |
| Admin fee / account holder | $8,730 | $10,495-16.8% | $8,715+0.2% | $11,427-23.6% |