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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,325 | $226,090-81.3% | $182,531-76.8% | $152,885-72.3% |
| Participation rate | 42.9% | 82.5%-39.6pp | 78.0%-35.1pp | 82.5%-39.6pp |
| Annual return | 14.51% | 192.57%-178.1pp | 148.57%-134.1pp | 345.39%-330.9pp |
| Employer contribution / active EE | $0 | $4,978-100.0% | $4,075-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,276 | $6,369-80.0% | $5,525-76.9% | $5,851-78.2% |
| Admin fee / account holder | $38,438 | $10,705+259.1% | $8,593+347.3% | $11,598+231.4% |