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| Provider | Service type | Compensation |
|---|---|---|
Filed as: LEVEL FOUR ADVISORY SERVICES Service code 26 · EIN 11-3738689 | Advisory (Participants) | $32,329 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO Service code 15 · EIN 01-0233346 | Recordkeeping | $1,304 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,815 | $84,936-1.3% | $111,303-24.7% | $79,393+5.6% |
| Participation rate | 81.0% | 75.9%+5.1pp | 77.3%+3.7pp | 70.7%+10.3pp |
| Annual return | 11.18% | 17.45%-6.3pp | 54.66%-43.5pp | 116.87%-105.7pp |
| Employer contribution / active EE | $1,323 | $1,979-33.2% | $2,731-51.6% | $2,428-45.5% |
| Participant deferral / active EE | $2,099 | $3,888-46.0% | $4,487-53.2% | $4,046-48.1% |
| Admin fee / account holder | $716 | $537+33.3% | $7,966-91.0% | $627+14.3% |