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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,199 | $79,181-7.6% | $102,423-28.5% | $74,429-1.7% |
| Participation rate | 100.0% | 74.8%+25.2pp | 76.5%+23.5pp | 67.2%+32.8pp |
| Annual return | 10.79% | 54.97%-44.2pp | 29.42%-18.6pp | 1368.38%-1357.6pp |
| Employer contribution / active EE | $7,554 | $2,362+219.9% | $3,023+149.9% | $2,625+187.8% |
| Participant deferral / active EE | $2,341 | $4,416-47.0% | $5,054-53.7% | $4,348-46.2% |
| Admin fee / account holder | $1,808 | $2,002-9.7% | $9,455-80.9% | $1,944-7.0% |