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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,846 | $210,698-34.6% | $178,014-22.6% | $145,959-5.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.89% | 386.27%-369.4pp | 294.80%-277.9pp | 561.95%-545.1pp |
| Employer contribution / active EE | $7,573 | $4,567+65.8% | $3,950+91.7% | $4,661+62.5% |
| Participant deferral / active EE | $18,537 | $6,958+166.4% | $6,276+195.3% | $6,689+177.1% |
| Admin fee / account holder | $527 | $12,016-95.6% | $10,362-94.9% | $13,398-96.1% |