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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,704 | $58,577-8.3% | $83,323-35.5% | $64,181-16.3% |
| Participation rate | 79.5% | 72.0%+7.5pp | 77.8%+1.7pp | 69.6%+9.9pp |
| Annual return | -9.45% | 9.65%-19.1pp | 10.63%-20.1pp | 7.63%-17.1pp |
| Employer contribution / active EE | $1,323 | $2,098-36.9% | $3,379-60.8% | $2,381-44.4% |
| Participant deferral / active EE | $4,171 | $4,654-10.4% | $5,565-25.0% | $3,470+20.2% |
| Admin fee / account holder | $1,333 | $9,275-85.6% | $7,539-82.3% | $4,887-72.7% |