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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,662 | $64,359-22.8% | $90,161-44.9% | $70,126-29.2% |
| Participation rate | 70.5% | 70.4%0pp | 76.9%-6.4pp | 69.5%+0.9pp |
| Annual return | 14.20% | 28.13%-13.9pp | 34.89%-20.7pp | 73.15%-58.9pp |
| Employer contribution / active EE | $1,121 | $2,046-45.2% | $3,318-66.2% | $2,343-52.1% |
| Participant deferral / active EE | $3,475 | $4,389-20.8% | $5,287-34.3% | $3,332+4.3% |
| Admin fee / account holder | $1,032 | $3,945-73.8% | $5,943-82.6% | $4,645-77.8% |