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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,806 | $86,949+48.1% | $102,460+25.7% | $80,959+59.1% |
| Participation rate | 82.5% | 72.4%+10.2pp | 76.5%+6.0pp | 67.7%+14.9pp |
| Annual return | 17.33% | 18.89%-1.6pp | 29.47%-12.1pp | 35.67%-18.3pp |
| Employer contribution / active EE | $2,954 | $2,370+24.6% | $3,025-2.4% | $2,757+7.1% |
| Participant deferral / active EE | $6,243 | $4,121+51.5% | $5,056+23.5% | $4,300+45.2% |
| Admin fee / account holder | $1,917 | $8,048-76.2% | $9,460-79.7% | $6,925-72.3% |