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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,128 | $88,702+1.6% | $81,780+10.2% | $145,978-38.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 22.43% | 1029.12%-1006.7pp | 776.27%-753.8pp | 550.52%-528.1pp |
| Employer contribution / active EE | $4,123 | $3,084+33.7% | $2,914+41.5% | $4,662-11.6% |
| Participant deferral / active EE | $7,367 | $4,645+58.6% | $4,321+70.5% | $6,690+10.1% |
| Admin fee / account holder | $2,050 | $8,414-75.6% | $7,384-72.2% | $13,400-84.7% |