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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,561 | $99,031-28.7% | $86,597-18.5% | $147,585-52.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 11.10% | 1312.56%-1301.5pp | 964.96%-953.9pp | 578.57%-567.5pp |
| Employer contribution / active EE | $7,535 | $3,132+140.6% | $2,840+165.4% | $4,876+54.5% |
| Participant deferral / active EE | $6,632 | $3,972+67.0% | $3,609+83.8% | $5,439+21.9% |
| Admin fee / account holder | $761 | $5,711-86.7% | $4,906-84.5% | $10,885-93.0% |