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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,318 | $106,557-13.4% | $91,227+1.2% | $134,545-31.4% |
| Participation rate | 50.0% | 76.8%-26.8pp | 73.2%-23.2pp | 81.2%-31.2pp |
| Annual return | -17.65% | 160.81%-178.5pp | 114.14%-131.8pp | 418.37%-436.0pp |
| Employer contribution / active EE | $1,722 | $3,332-48.3% | $2,851-39.6% | $4,742-63.7% |
| Participant deferral / active EE | $4,073 | $4,719-13.7% | $4,234-3.8% | $6,401-36.4% |
| Admin fee / account holder | $4,644 | $6,235-25.5% | $5,423-14.4% | $11,431-59.4% |