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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,773 | $121,637-44.3% | $104,605-35.2% | $158,931-57.4% |
| Participation rate | 91.7% | 77.5%+14.1pp | 74.1%+17.6pp | 82.0%+9.7pp |
| Annual return | 20.03% | 465.32%-445.3pp | 340.46%-320.4pp | 302.86%-282.8pp |
| Employer contribution / active EE | $2,403 | $3,163-24.0% | $2,681-10.3% | $4,761-49.5% |
| Participant deferral / active EE | $4,516 | $4,177+8.1% | $3,739+20.8% | $5,982-24.5% |
| Admin fee / account holder | $2,135 | $7,788-72.6% | $6,473-67.0% | $11,247-81.0% |