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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,237 | $97,732-55.8% | $83,831-48.4% | $135,380-68.1% |
| Participation rate | 85.7% | 80.0%+5.8pp | 76.1%+9.6pp | 82.6%+3.1pp |
| Annual return | -10.71% | 1287.56%-1298.3pp | 850.99%-861.7pp | 519.81%-530.5pp |
| Employer contribution / active EE | $1,818 | $4,222-56.9% | $3,631-49.9% | $4,779-62.0% |
| Participant deferral / active EE | $3,697 | $4,683-21.1% | $4,082-9.4% | $5,609-34.1% |
| Admin fee / account holder | $2,452 | $6,675-63.3% | $5,479-55.3% | $10,828-77.4% |