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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,828 | $213,785-60.8% | $185,441-54.8% | $155,188-46.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 13.52% | 19.97%-6.4pp | 20.16%-6.6pp | 148.84%-135.3pp |
| Employer contribution / active EE | $4,490 | $5,393-16.8% | $4,672-3.9% | $4,248+5.7% |
| Participant deferral / active EE | $6,760 | $6,864-1.5% | $6,152+9.9% | $6,531+3.5% |
| Admin fee / account holder | $1,330 | $21,134-93.7% | $17,890-92.6% | $14,480-90.8% |